1. About the Website
The Website is operated by Georgi Georgiev and provides articles, stock analyses, educational course material and other content related to investing, finance and financial education.
Contact: contact@georgigeorgiev.net
2. Educational information only
All content on the Website is provided for general informational and educational purposes only. It does not constitute personalised investment, financial, legal, tax or other professional advice, and it is not an offer, solicitation or recommendation to buy, sell or hold any security or financial instrument.
The content does not take into account your objectives, financial circumstances, experience, risk tolerance or individual needs. You are responsible for conducting your own research and, where appropriate, consulting a qualified professional before making a financial decision.
3. Investment risk
Investing involves risk, including the possible loss of some or all invested capital. Past performance does not guarantee future results. Valuations, forecasts, scenarios and opinions are inherently uncertain and actual outcomes may differ materially.
No result, return or investment outcome is promised or guaranteed.
4. Accuracy and timeliness
I aim to provide useful and well-researched information, but I do not guarantee that all content is complete, accurate, current or free from errors. Financial information, company circumstances, market prices and regulations can change after publication.
Content may be corrected, updated or removed at any time without notice. Publication of an analysis does not create an obligation to update it when circumstances change.
5. Opinions and potential interests
Views expressed on the Website are my personal opinions at the time of publication and may change without notice.
I may hold, acquire or sell securities discussed on the Website. Where a specific material interest, sponsorship or other relevant commercial relationship exists, I will aim to disclose it clearly in or near the relevant content.
I am a co-founder of ValueSages, and some analyses or valuation tools presented or linked on the Website may be created using the ValueSages platform. References and links to ValueSages should be understood in light of this relationship.
6. Intellectual property
Unless otherwise stated, the original articles, analyses, course materials, graphics and other content published on the Website belong to Georgi Georgiev and are protected by applicable intellectual-property laws.
You may access and share links to the content for personal, non-commercial purposes. You may not reproduce, republish, sell, distribute or commercially exploit substantial parts of the content without prior written permission. Brief quotations are permitted where allowed by law and accompanied by appropriate attribution and a link to the original page.
Third-party names, trademarks, data and materials remain the property of their respective owners.
7. External links and third-party services
The Website may link to external websites, platforms, data sources or services. These are provided for convenience or reference. I do not control and am not responsible for their availability, accuracy, security, content or privacy practices. A link does not necessarily constitute an endorsement.
Your use of a third-party website or service is governed by that provider’s own terms and policies.
8. Limitation of responsibility
To the extent permitted by applicable law, I am not responsible for losses or damages resulting from reliance on Website content, investment decisions made using that content, temporary unavailability of the Website, or the use of external websites and services.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.
9. Privacy and cookies
The processing of personal data and the use of cookies are described in the Website’s Privacy Policy and cookie settings, which form separate notices available on the Website.
10. Changes to these Terms
These Terms may be updated when the Website, its content or applicable requirements change. The current version and its latest revision date will be published on this page. Continued use of the Website after an update means that the revised Terms apply to subsequent use.
11. Applicable law
These Terms are governed by the laws of the Republic of Bulgaria, subject to any mandatory rights or protections that apply under Bulgarian or European Union law.
12. Contact
Questions about these Terms may be sent to:
Georgi Georgiev
Email: contact@georgigeorgiev.net